Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732468693151576436 (144615 reviews)

View other PayPal products

4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144616)

PayPal credit has been amazing for me personally the...

PayPal credit has been amazing for me personally the instalment plans. I always find PayPal credit give the best customer service! Reviewed on: 10th June 2026

PayPal makes things quick, easy and secure

PayPal makes things quick and easy. I also feel secure paying by PayPal knowing that they have my back if something does go wrong. Reviewed on: 10th June 2026

Great way to buy larger items and pay over 4...

Great way to buy larger items and pay over 4 months Reviewed on: 10th June 2026

All good

All good, happy about it. No interest credit i like. Reviewed on: 10th June 2026

Paypal payments

Simple and straight forward, easy fast and a choice of ways to pay for goods and services. No worries as customer service is spot on Reviewed on: 10th June 2026

They are friendly and very helpful

They are friendly and very helpful Reviewed on: 10th June 2026

I’ve been using PayPal for years and always been ver...

I’ve been using PayPal for years and always been very happy. Reviewed on: 10th June 2026

Like the idea of flexible payment schedules which he...

Like the idea of flexible payment schedules which helps with budget constraints & future financial planning. Reviewed on: 10th June 2026

Easy to use and track spending, making it easy to ge...

Easy to use and track spending, making it easy to get those needed purchases over time Reviewed on: 10th June 2026

PayPal was there when needed.

PayPal was there when needed. Love the credit in 4 with 0%. Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75349 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub