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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732466683568666280 (144663 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144664)

Easy to use, always good experience.

Easy to use, always good experience. Very hand to spread the cost of bigger purchases with 0% credit Reviewed on: 10th June 2026

I’ve never had any issues with PayPal.

I’ve never had any issues with PayPal. Customer service has always been great. Reviewed on: 10th June 2026

A convenient and safe way to manage my spending.

A convenient and safe way to manage my spending. Customer support is very good and I have confidence in the organisation . I particularly like the paying 3 or no interest for 4 months offers and flexibility this offers Reviewed on: 10th June 2026

I pay for almost everything with paypal. It is safe.

I all the time using paypal to pay almost for everything. It is very easy, safe and I have a lot payment options. LIke it. Reviewed on: 10th June 2026

Easy to use simple quick transactions which offer an...

Easy to use simple quick transactions which offer an extra element of security by not having to share card details with multiple retailers Reviewed on: 10th June 2026

Always had an excellent service with PayPal

Always had an excellent service with PayPal Reviewed on: 10th June 2026

Very easy and straightforward.

Very easy and straightforward. Step by step instructions as you go. Reviewed on: 10th June 2026

Flexible credit deals.

Flexible credit deals. Transparent. Easy to use in the app. Easy to pay back Reviewed on: 10th June 2026

My preferred payment option..

Whenever possible, I always use PayPal as my payment option., for an extra level of protection and peace of mind. Knowing that any issues - which are extremely rare - will be sorted quickly and evidently Reviewed on: 10th June 2026

Great Never had any issues

Never had any issues. Always been smooth sailing when ive needed it. Flexible credit. Reviewed on: 10th June 2026

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