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PayPal: PayPal Credit reviews

4.73
Based on 143,734 reviews, last reviewed 21st Jun 2026
4271150% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company to deal with very helpful. Great company to deal with very helpful. Make purchases effortless Reviewed on: 21st June 2026
Josh Mcgrath's avatar
Josh Mcgrath

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143734)

10/10 I love using Paypal credit

5
Paypal credit is so useful, especially being a first time mum I feel like I can buy my baby what he needs without worrying whether I can afford it or not. Reviewed on: 11th June 2024

Never had any issues or complaints

5
Never had any issues or complaints Reviewed on: 11th June 2024

Good stuff would recommend.

5
Good stuff would recommend. I like how I can share with friend to get free credit Reviewed on: 11th June 2024

Excellent!!!

5
It’s great to have the option to pay things off in interest free chunks, If I ever have an issue, it is always rectified quickly. Easy to use at checkouts. Would recommend to friends and family. Reviewed on: 11th June 2024

excellent customer service on the phone fantastic wi...

5
excellent customer service on the phone fantastic with paypal credit and curve card Reviewed on: 11th June 2024

Excellent service and easy to use

5
Excellent service and easy to use Reviewed on: 11th June 2024

Fantastic help with short turn lending for purchases

5
Fantastic help with short turn lending for purchases Reviewed on: 11th June 2024

Use PayPal for many purchases and always a smooth an...

5
Use PayPal for many purchases and always a smooth and easy process Reviewed on: 11th June 2024

Easy way to stay in control of credit

5
Any problems are sorted out immediately. It's easy to pay the balance off early. It's my favourite way to use credit and I've been able to build up my credit score. Reviewed on: 11th June 2024

I feel it's very easy to manage payments .

5
I feel it's very easy to manage payments .. & to be fully aware of what I'm doing with my money Reviewed on: 11th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review