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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143906 reviews)

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4.73

Based on 143,906 reviews, last reviewed 21st Jun 2026

4278950% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal just works, quietly, efficiently and well. PayPal just works, quietly, efficiently and well. The credit options are flexible and clear. Reviewed on: 21st June 2026

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143906)

PayPal credit is a great tool that I love as you can...

PayPal credit is a great tool that I love as you can buy something and pay it off bit by bit. Reviewed on: 12th June 2024

PayPal Credit is the best!

Great way to spread the cost of large purchases! Reviewed on: 12th June 2024

An absolute excellent service!

I have had nothing but positive interactions with PayPal credit! It provides a seamless way to pay for goods & allows myself to spread the cost of items across various months! PayPal credit has been beneficial to my life & I am glad I am eligible to use the service, thankyou PayPal credit ❤️ Reviewed on: 12th June 2024

Had an amazing experience so far haven’t had to pay...

Had an amazing experience so far haven’t had to pay anymore than I borrowed Reviewed on: 12th June 2024

So easy to use, never had any reason to contact them...

So easy to use, never had any reason to contact them or complain and the communication is excellent. Reviewed on: 12th June 2024

PAYPAL credit is a perfect way to make purchases qui...

PAYPAL credit is a perfect way to make purchases quickly and conveniently, without worrying about your current balance of funds. Cool for me. Reviewed on: 12th June 2024

been great for someone without a great credit score

been great for someone without great Reviewed on: 12th June 2024

Paypal provides an accessible interface for financia...

Paypal provides an accessible interface for financial decision making and purchases. Reviewed on: 12th June 2024

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use, very flexible.

Easy to use, very flexible. Something to improve in the aesthetic of the home page Reviewed on: 12th June 2024

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