Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143620 reviews)

View other PayPal products

4.73

Based on 143,620 reviews, last reviewed 21st Jun 2026

4265700% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had a problem Never had a problem really helps out when needed Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143620)

So easy to use.

So easy to use. Love pay in three and paypal credit. Reviewed on: 11th June 2024

Excellent service.

Excellent service. I don't have any issue. Reviewed on: 11th June 2024

Pay Pal Pay Mate

I had no negative experience with Pay Pal Reviewed on: 11th June 2024

Good service.

Good service. Easy transactions and great optional plans Reviewed on: 11th June 2024

Easy, secure and fast.

Easy, secure and fast. The interest rate is amazing compare to other brokers Reviewed on: 11th June 2024

Excellent

Very safe and easy for going things Reviewed on: 11th June 2024

A great service

I use Paypal Credit regularly to spread the cost of large items. I‘ve found it simple to use and the interest free period is helpful and it‘s easy to check payments. Reviewed on: 11th June 2024

easy payments.

no problems what so ever, very easy to use, I am not very computer literate band its very simple this is my preferred method . Reviewed on: 11th June 2024

Good overall

Easy to navigate no issues in contacting them Reviewed on: 11th June 2024

Simple easy credit.

Simple easy credit. 4 months to pay over £100 is really helpful Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74549 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub