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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143612 reviews)

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4.73

Based on 143,612 reviews, last reviewed 21st Jun 2026

4265400% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great value for money It’s been great to use PayPal credit to pay for services. recently I have been using PayPal credit to pay for holidays. no issues. Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143612)

So easy to use and everywhere accepts paypal!

So easy to use and everywhere accepts paypal! The interest free period is a real boon for unforeseen expenses. What's not to love?! I have already recommended paypal credit to friends and family. Reviewed on: 11th June 2024

Never had any issues, Easy to use platform

Never had any issues, Easy to use platform Reviewed on: 11th June 2024

always there when you need it

Available at any purchased I did, very clear app and great offer with no interest:-) Reviewed on: 11th June 2024

Easy way to pay

I use the credit a lot and find it an easy way to pay Reviewed on: 11th June 2024

Excellent service would recommend it to everyone

Excellent service would recommend it to everyone Reviewed on: 11th June 2024

Safety website

I have used PayPal for over 10 years and feel safe and their Call Center is very helpful. Reviewed on: 11th June 2024

Safe and reliable

Have never had any problems at all with Paypal, it just works. Transactions are seamless and clear information, Reviewed on: 11th June 2024

I do enjoy the pay in three as this helps me to mana...

I do enjoy the pay in three as this helps me to manage my outflows at no extra charge. PayPal does not have hidden charges and I can monitor all my outflow. Reviewed on: 11th June 2024

Needing to live!

At times when necessary household items were required, PayPal credit gave me the funds needed and peace of mind into the bargain regarding security against my purchase Reviewed on: 11th June 2024

Interest free if account settled before agreed date

Give you options to spread the payments & Time to pay interest free if pay full balance before the date agreed. Reviewed on: 11th June 2024

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