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PayPal: PayPal Credit reviews

4.73
Based on 143,601 reviews, last reviewed 21st Jun 2026
4264900% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very accurate and fast, great service, very reliable... Very accurate and fast, great service, very reliable and secure fully recommend to all users that would like to be secure and fast with online payment... Read more Reviewed on: 21st June 2026
Tsvetozar K's avatar
Tsvetozar K

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143601)

Have used PayPal for years.

5
Have used PayPal for years and have never had a single problem even with refunds. Reviewed on: 11th June 2024

Great response time

5
Great response time, I had an issue a while back will credit allowance and they responded very quickly and sorted the issue immediately . Reviewed on: 11th June 2024

Good simple to use system which is clear and intuitive.

5
Good simple to use system which is clear and intuitive. Reviewed on: 11th June 2024

No issues always smooth transactions

5
No issues always smooth transactions Reviewed on: 11th June 2024

PayPal credit is the best line of credit

5
PayPal credit is the best line of credit I have received and I love to take advantage of their 4months no interest offer and the limit I have received is perfect for me Reviewed on: 11th June 2024

It’s just nice and easy for smaller to mid purchases...

5
It’s just nice and easy for smaller to mid purchases - a short interest free period that’s easy to manage. The app always works fine and more and more companies are allowing PayPal Credit. Reviewed on: 11th June 2024

Easy to use to pay for goods and to make payments al...

5
Easy to use to pay for goods and to make payments also very helpful when you have upcoming bills Reviewed on: 11th June 2024

Great value and very easy to use

4
Great value and very easy to use Reviewed on: 11th June 2024

So versatile and any problems which are rare are cor...

5
So versatile and any problems which are rare are corrected quickly Reviewed on: 11th June 2024

Great way to pay

5
Love this way to pay great to boost credit rating. Reviewed on: 11th June 2024

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