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PayPal: PayPal Credit reviews

4.73
Based on 143,592 reviews, last reviewed 20th Jun 2026
4264450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit facility Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026
VarunG's avatar
VarunG

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143592)

Love PayPal

5
PayPal credit is easy to use + the provide easy and manageable ways to repay Reviewed on: 11th June 2024

Amazing service would highly recommend

5
Never had a problem with the customer service they’ve always been really helpful. PayPal credit Helps makes products more affordable. Reviewed on: 11th June 2024

Flexible & inexpensive credit

5
Excellent way to spread the cost of more expensive items without incurring interest charges. Very flexible. Even better now I can link my Curve card to the account. Reviewed on: 11th June 2024

PayPal is a very good way for online payments especi...

5
PayPal is a very good way for online payments especially when you are unsure of the vendor Reviewed on: 11th June 2024

Simple to use and safe also, have needed customer se...

5
Simple to use and safe also, have needed customer services before and they were really helpful. Reviewed on: 11th June 2024

I really like PayPal credit its really helped me ou...

5
I really like PayPal credit its really helped me out at the hard times and helped me get birthday presents for the family Reviewed on: 11th June 2024

I use PayPal whenever I am able.

5
I use PayPal whenever I am able. Reviewed on: 11th June 2024

Great experience always seamless transactions

5
Great experience always seamless transactions Reviewed on: 11th June 2024

So convenient for me and i have only had 1 reason to...

5
So convenient for me and i have only had 1 reason to phone customer service and I could not fault the help I received from them Reviewed on: 11th June 2024

Funds are SAFU

5
Paypal have always been my number one when it comes to online payments, knowing your protected gives me solid peace of mind. Reviewed on: 11th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review