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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,693 reviews, last reviewed 16th Jun 2026
4132400% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable app PayPal have always been good and easily available. I’ve never had an issues or problems. Reviewed on: 16th June 2026
Asia L's avatar
Asia L

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140693)

I love using PayPal always feel safe , I love PayPal...

5
I love using PayPal always feel safe , I love PayPal credit aswell gives me options to be able to go places and use the credit to pay now and worry later Reviewed on: 8th June 2024
Rachel J's avatar
Rachel J

Was skeptic but happy now.

5
Was skeptic but happy now. Still unsure about the timing for paying back the credit but it works Reviewed on: 8th June 2024
Errol B's avatar
Errol B

Very useful, the only feedback is it would be great...

4
Very useful, the only feedback is it would be great to be able to use it as a virtual Card in more situations. Reviewed on: 8th June 2024
Alex F's avatar
Alex F

Hassle free service and instant support and feedback

5
Hassle free service and instant support and feedback Reviewed on: 8th June 2024
David M's avatar
David M

Good service, very liable and interagtes wit most pa...

5
Good service, very liable and interagtes wit most payment services Reviewed on: 8th June 2024
Deron D's avatar
Deron D

You can rely on PayPal

5
You can rely on PayPal, and it helps sometimes to be able to pay over time. Reviewed on: 8th June 2024
Cynthia J's avatar
Cynthia J

Paypal credit Easily spreads the cost

5
Easily spreads the cost of those items you want but don't want to wait ' you get 4 months to pay and receive reminders before payments are due just make at least the minimum each month and the total within 4 months Reviewed on: 8th June 2024
Blake's avatar
Blake

Excellent way of spreading the cost

5
Excellent way of spreading the cost Reviewed on: 8th June 2024
Ben A's avatar
Ben A

It's great to spread 0% costs.

5
It's great to spread 0% costs. Allowing buying things manageable on a budget. Reviewed on: 8th June 2024
Jacqui's avatar
Jacqui

Good experience and credit opps

5
Good experience and credit opps to consider Reviewed on: 8th June 2024
Simon C's avatar
Simon C

Review PayPal: PayPal Credit now

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