Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,732 reviews, last reviewed 16th Jun 2026
4134200% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the customer service very friendly ,... Easy to use and the customer service very friendly , got me out of a few tricky situations with payments when my bank app been down ..... Reviewed on: 16th June 2026
David w's avatar
David w

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140732)

Gives me all the flexibility I need and confidence t...

5
Gives me all the flexibility I need and confidence to make purchases. Reviewed on: 8th June 2024
Robert's avatar
Robert

No regret!

5
PayPal credit has given me the ease of purchase and it's the best so far. I love convenience, and PayPal is it! Reviewed on: 8th June 2024
Temitope Margaret Ajayi-Salami's avatar
Temitope Margaret Ajayi-Salami

Amazing feature, super helpful!!

5
Amazing feature, really super helpful when checking out online and saving on interest. Reviewed on: 8th June 2024
Dominic D's avatar
Dominic D

Paypal credit is a life time saver.

5
Paypal credit is a life time saver. I use it everytime when I need to book my holiday. Ease of access and simple. Reviewed on: 8th June 2024
Taneem U's avatar
Taneem U

Overall its outstanding and good.

5
Overall its outstanding and good. Reviewed on: 8th June 2024
Hasnain S's avatar
Hasnain S

Save & Secure

5
Easy to use, feel safe and secure using PayPal for purchases. I also love the Pay in 3 option for bigger purchases. Reviewed on: 8th June 2024
Cheekymonkey68's avatar
Cheekymonkey68

Fantastic..10/10 g.miller

5
Easy and secure way to shop Love using PayPal 10/10 service recommended to buy and sell with a easy and trusted company would not use any other way this is the safest option been with PayPal for 10 years or more Love The easy transactions highly recommend PayPal to anyone who hasn't had the privilege thanks PayPal Reviewed on: 8th June 2024
Gary 's avatar
Gary

Never had a problem using PayPal, any payment option...

5
Never had a problem using PayPal, any payment options and a really good service Reviewed on: 8th June 2024
Carl w's avatar
Carl w

Perfect tool for purchases

5
Everytime I need anything I can always buy it and then pay free interest in 3 months, what better options would you like it is perfect Reviewed on: 8th June 2024
Silvia T's avatar
Silvia T

all grand

5
Very helpful, I was unsure about the payback and they reached out informing me about regular payments Reviewed on: 8th June 2024
Jacob's avatar
Jacob

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill