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PayPal: PayPal Credit reviews

4.73
Based on 140,781 reviews, last reviewed 16th Jun 2026
4136500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy way to pay Gives you an easier way to pay and see how much you've spent all in one place Reviewed on: 16th June 2026
Lynn A's avatar
Lynn A

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140781)

It’s perfect for using to book holidays.

5
It’s perfect for using to book holidays. And things that you can’t pay for all at once. Flexible payment methods as well. Reviewed on: 8th June 2024

Excellent credit service pay everything with it, gre...

5
Excellent credit service pay everything with it, great does things you want to spread payments on Reviewed on: 8th June 2024

flexible option to spread the cost

5
Good service and flexible option to spread the cost of purchases. Reviewed on: 8th June 2024

I have a good service with paypal

4
I have a good service with paypal Reviewed on: 8th June 2024

Excellent service

5
Paypal is excellent secure service for online purchase. There is no worries to lost your money durin online shopping. I always preferred paypal for all shopping and even I can spread the payments as I wish. Reviewed on: 8th June 2024

PayPal is always helpful but and spreading the cost...

5
PayPal is always helpful but and spreading the cost gives you time to pay Reviewed on: 8th June 2024

Excellent customer service and always happy to give...

5
Excellent customer service and always happy to give me a helping hand Reviewed on: 8th June 2024

I needed a quick interest fee loan to get the goods...

5
I needed a quick interest fee loan to get the goods I vitally needed at that time paypal came up trumps Reviewed on: 8th June 2024

Very trustworthy with yr money and secure PayPal cre...

5
Very trustworthy with yr money and secure PayPal credit is excellent to spread cost Reviewed on: 8th June 2024

You do what you say you will and keep my personal de...

5
You do what you say you will and keep my personal details secret Reviewed on: 8th June 2024

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