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PayPal: PayPal Credit reviews

4.73
Based on 140,814 reviews, last reviewed 16th Jun 2026
4137950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has been a secure and responsible way to borr... Paypal has been a secure and responsible way to borrow money and make repayments. Reviewed on: 16th June 2026
lily M's avatar
lily M

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140814)

Prompt transactions never had a problem with anything .

5
Prompt transactions never had a problem with anything .easy to speak with an advisor for information Reviewed on: 8th June 2024

PayPal has always been there for me as a secure easy...

5
PayPal has always been there for me as a secure easy line of credit and a benefit of paying for goods in a clear and easy way, thank you Pay Pal Reviewed on: 8th June 2024

What makes it unique

5
I love paypal cause it’s very easy to use and have many options of payments Reviewed on: 8th June 2024

Good and easy to use very simple

5
Good and easy to use very simple Reviewed on: 8th June 2024

Always there to help.

5
Always there to help. Fast to sort problems Reviewed on: 8th June 2024

Easy to use brilliant with free credit for 4 months...

5
Easy to use brilliant with free credit for 4 months Reviewed on: 8th June 2024

Always helpful and good communication

5
Always helpful and good communication Reviewed on: 8th June 2024

Easy to use, easy to track and helpful for easing la...

5
Easy to use, easy to track and helpful for easing larger purchases Reviewed on: 8th June 2024

Excellent work don’t stop and make people happy

5
Love what PayPal is doing all the time i am happy Reviewed on: 8th June 2024

Really helps spread the cost, does exactly what is s...

5
Really helps spread the cost, does exactly what is says on the tin Reviewed on: 8th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review