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PayPal: PayPal Credit reviews

4.73
Based on 140,834 reviews, last reviewed 17th Jun 2026
4138900% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trust and Confidence I can trust PayPal for all my transactions. Reviewed on: 17th June 2026
G F's avatar
G F

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140834)

Great service

5
Great service so far, I have just only started to use it Reviewed on: 8th June 2024

Simple and easy to use.

4
Simple and easy to use. Also gives constant reminders when payments are due and easy to keep track. Reviewed on: 8th June 2024

I like how easy and user friendly the app is.

5
I like how easy and user friendly the app is. Reviewed on: 8th June 2024

Always efficient and fasti

5
Always efficient and fast resolving of issues. Very easy to use. I am confident that PayPal is a secure way to manage money. Reviewed on: 8th June 2024

Brilliant service and protection

5
Love PayPal for sending/receiving money from friends & family - much easier than messing around with bank details. The extra protection for online purchases is great as well - especially if I use a credit card in conjunction. Reviewed on: 8th June 2024

Responsible lender, straightforward and friendly ser...

5
Responsible lender, straightforward and friendly service. Reviewed on: 8th June 2024

I use PayPal for just about everything they are grea...

5
I use PayPal for just about everything they are great and keep me informed and if any issues arise they are quick to deal with it Reviewed on: 8th June 2024

It’s really easy to use and staff always helpful

5
It’s really easy to use and staff always helpful Reviewed on: 8th June 2024

Perfect Paypal

5
I love the set up of PayPal app, notifications are just right. The flexibility of 0% and pay in 3 are priceless. Reviewed on: 8th June 2024

Excellent app and easy to use

5
Excellent app and easy to use no hassles with refunds Reviewed on: 8th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review