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PayPal: PayPal Credit reviews

4.73
Based on 140,847 reviews, last reviewed 17th Jun 2026
4139500% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

really good company for credit and pay in 3 really good company for credit and pay in 3 Reviewed on: 17th June 2026
CD's avatar
CD

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140847)

Excellent service simple to use when needed

5
Excellent service simple to use when needed Reviewed on: 8th June 2024

Is very to use ,every time help when i need...

5
Is very to use ,every time help when i need it Reviewed on: 8th June 2024

Veryy easy transactions and making sure payments go...

5
Veryy easy transactions and making sure payments go through safely Reviewed on: 8th June 2024

Ease of use

5
Easier to select credit when paying and multiple options to make payments with ease Reviewed on: 8th June 2024

You can make Simple, easy purchases and if you need...

5
You can make Simple, easy purchases and if you need help the team are always available and explain well. Reviewed on: 8th June 2024

Always very easy to use

5
Always very easy to use very good offers available Reviewed on: 8th June 2024

Easy to use

5
Effortless efficiency, seamless transactions and effortless management Reviewed on: 8th June 2024

PayPal safety

5
Been using PayPal for a very long time for me personally it's the assurance that you get when paying for all your transactions in one place under buyer protection along with the various payment options Reviewed on: 8th June 2024

Less interest rate

5
Easy to pay anywhere we get more options to buy from anywhere because in online shopping always easy to use a PayPal. Reviewed on: 8th June 2024

Great solution for managing larger payments

5
PayPal credit is a very quick and easy solution for bigger purchases where you may need to split the purchase into smaller payments, the 4months no interest is a perfect amount of time to help manage payments. Reviewed on: 8th June 2024

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