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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140636 reviews)

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4.73

Based on 140,636 reviews, last reviewed 16th Jun 2026

4130050% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used PayPal for a very long time and use it a... I have used PayPal for a very long time and use it as my preferred method of payment as I know I can trust them. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140636)

Easy to use credit.

Easy to use credit. Displays all the information you need in one place and is fairly simple to use. Reviewed on: 8th June 2024

Very good - and flexible.

Very good - and flexible. So many different options that you can choose from, so there is options for everyone Reviewed on: 8th June 2024

It you flexibility by pay instalment for 4 months.

It you flexibility by pay instalment for 4 months. For me it’s the best so far. If PayPal will start giving out physical card then it’s going to be game changer. Reviewed on: 8th June 2024

Safe money transactions

Easy to deal with. Fast transactions and confidence when using the app for purchases Reviewed on: 8th June 2024

Very helpful credit

Have been using PayPal credit for a few years now and has helped me out massively in the cost of living crisis as an amazing safety net, well as for last minute purchases and occasions. PayPal offered the highest credit limit to me out of all other lenders I applied for and I’m very happy with the interest rate. I hope to continue using for years to come. Reviewed on: 8th June 2024

Great and easy to use!

Great and easy to use! Accessible and handy. Reviewed on: 8th June 2024

Every easy and straight forward how it should be

Every easy and straight forward how it should be Reviewed on: 8th June 2024

It's just fast, easy and so straight forward.

It's just fast, easy and so straight forward. Reviewed on: 8th June 2024

Simple and convenient.

Simple and convenient. Great for online purchases Reviewed on: 8th June 2024

Always fast and very clear decision

Always fast and very clear decision Reviewed on: 8th June 2024

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