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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,607 reviews, last reviewed 16th Jun 2026
4128750% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful if having problems and very courteous w... Very helpful if having problems and very courteous when answering my queries. Reviewed on: 16th June 2026
Denise J's avatar
Denise J

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140607)

Easy to use and easy to track payments and plans.

5
Easy to use and easy to track payments and plans. Accessible on many websites and the app works great. Very easy to manage direct debits as well and seamlessly slots into the rest of the PayPal app. The 4 months no interest is also very useful as you only make minimum payments Reviewed on: 8th June 2024
Steven S's avatar
Steven S

Safe way to reassure when making more risky purchases.

5
Safe way to reassure when making more risky purchases. Easy to use and flexible. Reviewed on: 8th June 2024
J E's avatar
J E

Makes Life Easy

5
Makes transfers between friends and family really easy Reviewed on: 8th June 2024
Laura C's avatar
Laura C

Not very tech savvy but it is so easy to...

5
Not very tech savvy but it is so easy to use Reviewed on: 8th June 2024
Julie D's avatar
Julie D

Easy to use.

5
Easy to use. Easy to pay off and set up direct debit if preferred. Would recommend to others Reviewed on: 8th June 2024
Elizabeth O's avatar
Elizabeth O

Very useful, easy to apply, available in various onl...

5
Very useful, easy to apply, available in various online shops and market places Reviewed on: 8th June 2024
Mike T's avatar
Mike T

Very good overall comparing to other similar providers

5
Very good overall comparing to other similar providers Reviewed on: 8th June 2024
Viktoras K's avatar
Viktoras K

Easy and straightforward use with paypal.

5
Easy and straightforward use with paypal. Secure payments and use with plenty of websites!!! Reviewed on: 8th June 2024
Jays's avatar
Jays

Ive been using paypal for years now and never had an...

5
Ive been using paypal for years now and never had any concerns or issues! Would absolutely recommend to anyone who isnt currently using paypal! Its a safe, secure and trusted way to pay for your items! Reviewed on: 8th June 2024
Martin W's avatar
Martin W

It's so easy to use and convenient.

5
It's so easy to use and convenient. The app is easy and you can check your transactions at anytime. The best thing I love is that it alerts you when PayPal has been used Reviewed on: 8th June 2024
Sheril t's avatar
Sheril t

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