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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147144 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147144)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great financial product, widely available and easy t...

Great financial product, widely available and easy to use Reviewed on: 11th June 2026

Seamless payments process and great customer service

Seamless payments process and a high level of customer care to deal with any issues. I've used Paypal Credit for years and it is brilliant and well worth it over other funding providers. Reviewed on: 11th June 2026

Pay Pal 5 * Service

Easy to use and have used the service for years. Reviewed on: 11th June 2026

PayPal is extremely easy to use, for payments at any...

PayPal is extremely easy to use, for payments at any location for any goods or services. Very slick system which provides me a great level of flexibility. Thank you. Reviewed on: 11th June 2026

Never had a issue with paying for something with pea...

Never had a issue with paying for something with pease of mind my payment is secure Reviewed on: 11th June 2026

Almost perfect

Hard to follow any future payments you've set up to pay PayPal credit, but customer service was excellent when I rang about the issue. Only thing I'd change as the app etc. is excellent. Reviewed on: 11th June 2026

Easy to use and quick payments.

Easy to use and quick payments. Can purchase items interest free for a few months to assist with paying off and making things easier. Helps to purchase items consistently and make getting money back easier if anything was to go wrong Reviewed on: 11th June 2026

Convenient line of credit

Have used PayPal credit for years, very convenient. Straightforward repayments Reviewed on: 11th June 2026

Amazing app

Helps a.lot, good deals. Definitely will recommend Reviewed on: 11th June 2026

Online Purchase peace of mind

PayPal Credit is the best way I know to manage financing online purchases. Easy to use and secure - very reliable. Reviewed on: 11th June 2026

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