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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147247 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147248)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good experience

Fine , I am happy. That’s enough. Reviewed on: 11th June 2026

It’s very easy to use and very reliable

It’s very easy to use and very reliable Reviewed on: 11th June 2026

Best experience highly recommended, easy to use

Best experience highly recommended, easy to use Reviewed on: 11th June 2026

Great offers and credit fees.

Great offers and credit fees. Everytime I use PayPal credit I get good 0% fee offer, which gives me so much flexibility around paying back! Life saver in this cost of living crisis. Thank you for the great work, you consistently up your game Reviewed on: 11th June 2026

Tried to use my PayPal credit card twice on both occ...

Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

Efficient service

Efficient service level. Straightforward Reviewed on: 11th June 2026

Very easy to use.

Very easy to use. Flexible. Early payment warning Reviewed on: 11th June 2026

It’s just an easy credit system to use.

It’s just an easy credit system to use. I can’t find a thing to complain about. Reviewed on: 11th June 2026

PayPal Credit is easy and straightforward to use.

PayPal Credit is easy and straightforward to use. The promotional offers of m0% for 4 months is great, as it is helpful when spreading the cost for more expensive items. Depending on interest rate there is always a £5 minimum payment due every month, which is fine (I usually pay more than this anyways) however there has been the odd time where I have been caught out paying an installment a day too soon so it's not on the months statement I planned and I have to make another payment. Reviewed on: 11th June 2026

On the rare occasion I have to request PayPal to get...

On the rare occasion I have to request PayPal to get me a refund when the supplier would not respond to my emails I have had a refund in days Reviewed on: 11th June 2026

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