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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181092 reviews)

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4.73

Based on 181,090 reviews, last reviewed 1st Aug 2026

106% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal are easy to use and helpful on all fronts!

Paypal are easy to use and helpful on all fronts! Reviewed on: 14th July 2026

My experience had ben pleasantnt.

My experience had been pleasant. The repayment is not choking. I always use PayPal with confidence. Reviewed on: 14th July 2026

Very good I feel safe with PayPal

Very good I feel safe with PayPal Reviewed on: 14th July 2026

Great way

I've been using PayPal Credit for a while now, and it's been really convenient. The 4-month interest-free offer on purchases over £99 is fantastic and helps me manage my budget easily. The integration with my PayPal account is seamless, and making manual payments every month is very straightforward.⁠ Reviewed on: 14th July 2026

Quite easy to use and simple enough yo work wih so h...

Quite easy to use and simple enough yo work wih so have nothing to add Reviewed on: 14th July 2026

PayPal is a safe reliable and also affordable way to...

PayPal is a safe reliable and also affordable way to pay for items across a broad spectrum of shops and online platforms Reviewed on: 14th July 2026

Great flexibility and options for payments

Great flexibility and options for payments Reviewed on: 14th July 2026

I like it how it works .

I like it how it works . And I appreciated Reviewed on: 14th July 2026

With PayPal it is much easier for me to make the des...

With PayPal it is much easier for me to make the desired purchases, it offers convenient and easy-to-use opportunities. Reviewed on: 14th July 2026

A helpful money management tool!

PayPal offers an easy to use and supportive credit service. Staff are on hand to answer questions via a phone call or online chat. Four months credit is really useful to manage finances efficiently , especially for larger purchases like family holidays. It’s straightforward to make regular payments and keep track of money owed. The very high interest rate at the end of the 4 month period is an incentive to pay back the borrowed money but also could be problematic if money isn’t managed well. Thank you PayPal Credit I’m a regular user. Reviewed on: 14th July 2026

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