Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146230)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always quick easy and protected always good to pay t...

Always quick easy and protected always good to pay through this trusted company Reviewed on: 11th June 2026

My go to method of paying.

I have been using PayPal now for many years, it's my go to payment method when offered by sellers etc. It's easy to navigate the site and keep a check on your activity. The PayPal 'Pay in 3' is very helpful and I occasionally use this to pay for more expensive items. I haven't had many problems with sellers however when I have, PayPal have been very helpful resolved my issues. It's in my honest opinion the easiest and best way to pay online. Reviewed on: 11th June 2026

I started several years ago with PayPal and I use it...

I started several years ago with PayPal and I use it to secure all my bank details. I pay with PayPal who then collect from my bank. So my bank details are not passed on to anyone else. I feel safe. Reviewed on: 11th June 2026

Excellent Company

Great very easy to keep up with payments, always kept updated Reviewed on: 11th June 2026

Easy access no hassle great range of merchants.

Easy access no hassle great range of merchants. Reviewed on: 11th June 2026

Paypal app

Very useful to pay online with most retailers Reviewed on: 11th June 2026

Very good experience in Paypal I am couple years ago...

Very good experience in Paypal I am couple years ago Reviewed on: 11th June 2026

0% Interest and Piece of Mind.

I use PayPal credit all the time, 0% interest and piece of mind knowing that you are covered in the event of anything going wrong. Reviewed on: 11th June 2026

Absolutely good 5*

Absolutely good experience with PayPal Reviewed on: 11th June 2026

All good, They've always worked exactly as I'd wante...

All good, They've always worked exactly as I'd wanted credit to work Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77662 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub