Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147826 reviews)

View other PayPal products

4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147826)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is really handy

PayPal is really handy and transaction goes through instantly Reviewed on: 11th June 2026

Very safe easy and user-friendly support .

The app is easy to use, very safe and quick. Their offers are better than other providers for both personal and business money matters. I would definitely recommend! Reviewed on: 11th June 2026

Great experience and customer service very helpful

I’ve had a really good experience using PayPal Credit. It’s easy to set up, simple to use at checkout, and the interest‑free period is helpful for spreading the cost of larger purchases. Everything is clearly shown in the PayPal app, including balances and payment dates. Payments are straightforward and customer support has been reliable whenever I’ve needed help. Overall, a convenient and flexible credit option. Reviewed on: 11th June 2026

Easy to use.

Easy to use. Transfers always go through quick and efficiently. Reviewed on: 11th June 2026

Great provider with many stores accepting

Great provider with many stores accepting Reviewed on: 11th June 2026

Hi have been using PayPal for years.

Hi have been using PayPal for years. I love the pay in 3 feature because it give me the chances to buy more stuff at the same time and pay for it later. Lately i ve started to use credit card as well . Excellent service from paypal. Never had any issues with them . Would definitely recommend it to anyone. Reviewed on: 11th June 2026

It’s helpful for when you need a bit of credit...

It’s helpful for when you need a bit of credit Reviewed on: 11th June 2026

Easy use.

Use the app. Easy checkout no hassle. Reviewed on: 11th June 2026

Great experience

Using PayPal Credit has been a great experience for me. The application process was simple, and managing payments is incredibly convenient. It has given me more flexibility when making purchases and helped me spread the cost of larger expenses without unnecessary hassle. What I appreciate most is how easy and user-friendly the service is. Everything is integrated seamlessly into PayPal, making transactions quick and secure. Thanks to PayPal Credit, I’ve been able to take advantage of opportunities and purchases that might have been difficult to manage otherwise. Overall, it’s a reliable and convenient financial tool that has opened up new possibilities and made online shopping much more comfortable. I would definitely recommend it to anyone looking for flexibility and ease of use. Reviewed on: 11th June 2026

Pay pal always on hand for safe internet purchases

Pay pal always on hand for safe internet purchases Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3758 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79063 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub