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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120979 reviews)

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4.74

Based on 120,979 reviews, last reviewed 6th Jun 2026

3236000% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The GOAT of banking!!! They have always provided an incredible service. I ha e had very few issues and any i have had (caused by me not them) they have been kind and helpful... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120979)

Amazing service

Paypal Credit is an amazing service with help provided during covid 19 Reviewed on: 13th June 2022

Easy to set up and take control of

Easy to apply, easy to use and easy to control Reviewed on: 13th June 2022

Great for bigger purchases

Easy to use great for bigger purchases overall great to have Reviewed on: 13th June 2022

PayPal credit saved my life.

PayPal credit is a wonderful tool that allows me to purchase things and pay for them 4 months later with 0% interest Reviewed on: 13th June 2022

Handy

Helpful tool allows me to purchase and pay back in instalments that suit me Reviewed on: 13th June 2022

Great service, I use it all the time

Paypal credit is my go to for anything over £100, I also use their pay in 3 option for many purchases which eases the burden over 3 installments automatically. I've used it for many electronics and other large purchases. Reviewed on: 13th June 2022

Great for internet free period

PayPal credit is great for large purchases with 0% interest Reviewed on: 13th June 2022

Thanks

Thanks you The best one In World Reviewed on: 13th June 2022

Easy payment

I use my credit long time ago and and I very with them..I can use without fees or small fees with flexibile payment. Reviewed on: 13th June 2022

To sum it up in one it takes the stress out of buying

It's good to know that there is is someone out there to help you with credit at low interest rates Reviewed on: 13th June 2022

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