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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,207 reviews, last reviewed 15th Jun 2026
4110800% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

The experience is smooth. The experience is smooth. The payments and repayments are easily. Interest free payments utpo 3 months is really handy Reviewed on: 15th June 2026
Midhun G's avatar
Midhun G

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140207)

Mind blowing service

5
It was very nice. Easy to pay. I paid several time using credit. Even i purchased apple product using credit. It was easy to pay. For some reason I returned my item. I got return my payment back easily. It did nit charge me. I am satisfied actually with the service. Reviewed on: 4th June 2024
sagar's avatar
sagar

Really useful, secure, and familiar, easy to use.

5
Really useful, secure, and familiar, easy to use. Highly recommended. Integral part of the majority of my transactions. Reviewed on: 4th June 2024
DS's avatar
DS

Gives good financial flexibility, with regular credi...

5
Gives good financial flexibility, with regular credit limit reviews Reviewed on: 4th June 2024
John C's avatar
John C

I've used PayPal for years and when I have had an is...

5
I've used PayPal for years and when I have had an issue it's been resolved promptly Reviewed on: 4th June 2024
CHRIS F's avatar
CHRIS F

Never had a bad experience.

5
Never had a bad experience. All been very positive Reviewed on: 4th June 2024
Maria s's avatar
Maria s

Safe Spending secure.

5
PayPal is protected and is very secure. It is very easy to use and is accepted throughout the world with little trouble. Reviewed on: 4th June 2024
Peter E's avatar
Peter E

So quick and simple to understand

5
I needed a quick short term credit arrangement for a purchase and the PayPal application process was so simple. The app also makes it really easy to manage and repay the debt. Reviewed on: 4th June 2024
Andy L's avatar
Andy L

Always good nothing hazle,just only the curve card i...

5
Always good nothing hazle,just only the curve card i used still declined. Reviewed on: 4th June 2024
Banderas's avatar
Banderas

Excellent and trustworthy .

5
Excellent and trustworthy . Use PayPal to pay pretty much everything i order online Reviewed on: 4th June 2024
David c's avatar
David c

Excellent experience and good service thank you

5
Excellent experience and good service thank you Reviewed on: 4th June 2024
M I's avatar
M I

Review PayPal: PayPal Credit now

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