Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,264 reviews, last reviewed 16th Jun 2026
4113500% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always accessible and easy to use. Always accessible and easy to use. Reviewed on: 16th June 2026
T A Tarrar's avatar
T A Tarrar

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140264)

Feel safe using PayPal.

5
Whenever I have had a problem with a purchase PayPal have sorted it out quickly and efficiently. I feel safe with using PayPal and carnt recommend the service enough to friend's and family. Reviewed on: 4th June 2024
Tanya PercivalwasBaddeley's avatar
Tanya PercivalwasBaddeley

Solving Disputes

5
Usually very good when it comes to solving disputes with unfair sellers. Reviewed on: 4th June 2024
Calin C's avatar
Calin C

Credit with PayPal has been easy!

5
Credit with PayPal has been easy! Reviewed on: 4th June 2024
Helen S's avatar
Helen S

Excellent and very easier to use.

5
Excellent and very easier to use. Reviewed on: 4th June 2024
Cheran R's avatar
Cheran R

PayPal credit is easy to set up and use

5
PayPal credit is easy to set up and use Reviewed on: 4th June 2024
Jade's avatar
Jade

Very Good and helpful, they always resolve any issue...

5
Very Good and helpful, they always resolve any issue I have. Reviewed on: 4th June 2024
Johny kende's avatar
Johny kende

PayPay 30 days credit no interest

5
Pay pal credit is so quick and easy to use it is the only way I pay now and its does not have interest payments if you pay on time 30 days free credit what more does one need. Reviewed on: 4th June 2024
Edward Oxborrow 's avatar
Edward Oxborrow

Great ease of use.

5
Great ease of use. Very convenient too. No hassle and works with most retailers. Reviewed on: 4th June 2024
Mscfsb's avatar
Mscfsb

It's so easy to understand and use

5
It's so easy to understand and use Reviewed on: 4th June 2024
D h's avatar
D h

PayPal credit has been good because I can spread the...

5
PayPal credit has been good because I can spread the cost for more expensive items that I may not be able to pay in full at the time or because I just don’t want to payout the full cost straight away. This way it makes it less stressful. Reviewed on: 4th June 2024
Tamara d's avatar
Tamara d

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill