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PayPal: PayPal Credit reviews

4.73
Based on 140,620 reviews, last reviewed 16th Jun 2026
4129300% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It had been exciting so far. It had been exciting so far. The fund i expected into my account arrived faster and easy Reviewed on: 16th June 2026
Bright O's avatar
Bright O

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140620)

Paypal credit

5
Paypal credit is good for spreading payments out.. 3 months interest free which is very good. Reviewed on: 4th June 2024

Love PayPal

5
Been using PayPal for a while now its so easy to pay back with PayPal and so flexible Reviewed on: 4th June 2024

PayPal credit is much more convenient for payment.

5
PayPal credit is much more convenient for payment. It gives you time to pay and sometimes you getting interest free installment. Which is great. Reviewed on: 4th June 2024

Always good service with PayPal

5
Always good service with PayPal if anything goes wrong, payments are easy and quick, never had anything go wrong with a transaction, keeps data safe and feel much more confident in online shopping with the added security. Reviewed on: 4th June 2024

It's easy to use.

5
It's easy to use and good for online purchases to avoid fraudulent. Reviewed on: 4th June 2024

PayPal- Making more possible

5
PayPal is easy and very flexible, making larger purchases easier with 4 months 0%. Life changing way to purchase higher cost items Reviewed on: 4th June 2024

Paypal best for help

5
Paypal have always done their best to help when it's needed, great service Reviewed on: 4th June 2024

I feel it is a safer way to pay for goods etc when b...

5
I feel it is a safer way to pay for goods etc when buying online!! The PayPal app is easy to follow as well. Reviewed on: 4th June 2024

Straight forward and clear explanation on credit and...

5
Straight forward and clear explanation on credit and payment options. Reviewed on: 4th June 2024

Great for christmas

4
Great experience for buying large amount of things online in one go for Christmas. Easy to spread payments and go has offers for 6 months interest free. Interest percentage is ok. Would use it again for Christmas Reviewed on: 4th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review