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PayPal: PayPal Credit reviews

4.73
Based on 140,670 reviews, last reviewed 16th Jun 2026
4131450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026
Andrew B's avatar
Andrew B

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140670)

Very happy will all support and helpful customer ser...

5
Very happy will all support and helpful customer service. Reviewed on: 4th June 2024

Great credit guy I move the fact I get interest free...

5
Great credit guy I move the fact I get interest free for 4 months I can buy items now and paylater Reviewed on: 4th June 2024

a great solution to buy everything you want

5
a great solution to buy everything you want Reviewed on: 4th June 2024

PayPal Credit

5
Simple and easy to use, everything is outlined very clearly and borrowing and payback terms are very generous. Reviewed on: 4th June 2024

I’ve never had any problems, everything always clear...

5
I’ve never had any problems, everything always clear and easy, better option than credit cards Reviewed on: 4th June 2024

This is the best to pay for things

5
This is the best to pay for things Reviewed on: 4th June 2024

Use all the time.

5
Use all the time. Amazing never had problems Reviewed on: 4th June 2024

Reliable and satisfactory service.

5
Reliable and satisfactory service. The four months period to pay is a helpful service. Reviewed on: 4th June 2024

It’s been very straight forward and simple

5
It’s been very straight forward and simple Reviewed on: 4th June 2024

Seamless transactions, online and in-store!!

5
PayPal credit has broadened the possibilities of online transactions for me, giving access to a wider range of vendors, goods and services. And the new icing on the cake is that you can now have all the benefits of PayPal credit harnessed in a physical card for in-store transactions. Truly innovative!! 3 thumbs up Reviewed on: 4th June 2024

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