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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140710 reviews)

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4.73

Based on 140,710 reviews, last reviewed 16th Jun 2026

4133150% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Makes life easier Makes life easier and I feel protected shopping on line Reviewed on: 16th June 2026

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140710)

No1 go to!

Love PayPal and use it for most purchases as I feel it’s very secure and gives flexibility to pay and purchase. Reviewed on: 4th June 2024

Easy and trusted to use and I recommend it to...

Easy and trusted to use and I recommend it to all Reviewed on: 4th June 2024

I am very satisfied with the paypal service

I am very satisfied with the paypal service Reviewed on: 4th June 2024

Safest way for buying selling and transfering money

Iv used paypal for years, for buying online and sending money, also to recieve money! All smooth and hassle free, Iv also used paypal credit when funs are low and can cancel when paid off and no longer need! At the moment im using pap pal pay in 3, this means 3 smaller payments rather than one big payment when buying online, can pay of sooner also, I really love paypal, the safest way to buy with great help when things go wrong as I have bought an item that never arrived and paypal sorted it out and returned my money, dont get service like that anywhere else! Reviewed on: 4th June 2024

PayPal credit is really helpful for splitting costs

PayPal credit is really helpful for splitting costs Reviewed on: 4th June 2024

Good and easy

Good east to understand very handy to use Reviewed on: 4th June 2024

PayPal credit and pay in 3 have really helped me buy...

PayPal credit and pay in 3 have really helped me buy things in need and pay back quickly. Reviewed on: 4th June 2024

Great Security

So easy and safe to use, protects data, great security. PayPal credit also gives interest free credit. Reviewed on: 4th June 2024

PayPal credit is the best!

Ever since the launch of PayPal credit, I have not used any other credit platform for my purchases. The flexibility it offered right from the start helped me build my credit record tremendously over the last 10 years and now I am hovering on excellent credit scores from the two major credit agencies. I have been able to perform several key transactions and arrange several travels because of their “Pay in 3” option and they also review and increase my credit rating automatically over time which also helps with my credit management. I would recommend it to anybody ten times over if I could. Reviewed on: 4th June 2024

Best Credit Experience

Using it for a while, love the 4 months, gives me plenty of time to pay off credit. You always know where you are with it too, when payments are needed, and how much to avoid interest. Reviewed on: 4th June 2024

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