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PayPal: PayPal Credit reviews

4.73
Based on 143,532 reviews, last reviewed 20th Jun 2026
4261850% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Exactly what I wanted. Exactly what I wanted. Great services. Reviewed on: 20th June 2026
Simon D's avatar
Simon D

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143532)

So easy to work with, quick and very simple.

5
So easy to work with, quick and very simple. Transactions are so easy and the ability to see all your payments in one place is great. Reasonable financing options also make for affordable purchases. Reviewed on: 6th June 2024

On point

5
Find it easy to pay for things bought and interest rate are excellent overall great service Reviewed on: 6th June 2024

Good help for getting money back from seller

5
Good help for getting money back from seller Reviewed on: 6th June 2024

Great fund

5
Great... Helpful fund from Paypal Reviewed on: 6th June 2024

I really like using paypal.!

5
I really like using paypal. It’s easy and reliable. Reviewed on: 6th June 2024

It’s allowed me to spread out my purchases in a supe...

5
It’s allowed me to spread out my purchases in a super easy and achievable way! Reviewed on: 6th June 2024

So easy to understand.

5
So easy to understand. App is brilliant to check on balance Reviewed on: 6th June 2024

Excellent!

5
Excellent! Very good service -- always. Really like the three months interest free repayment & 0% for 4 months. Reviewed on: 6th June 2024

Flexible and secure, pay up to 4 instalments interes...

5
Flexible and secure, pay up to 4 instalments interest free is great Reviewed on: 6th June 2024

Easy and convenient,safe and reliability

5
Easy and convenient,safe and reliability Reviewed on: 6th June 2024

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