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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143504 reviews)

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4.73

Based on 143,504 reviews, last reviewed 20th Jun 2026

4260650% increase in 5 star reviews

in the past 90 days

12200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good promotional offers Helpful with paying off larger items Reviewed on: 20th June 2026

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143504)

No issue best service.

No issue best service. Always have an offer all the time Reviewed on: 6th June 2024

Absolutely love it highly recommend it

Absolutely love it highly recommend it Reviewed on: 6th June 2024

The opportunity to use either pay in 3 or pay later...

The opportunity to use either pay in 3 or pay later is great. Like any credit type system, be careful and ensure that payments are made on time. If used sensibly, it will help you. Reviewed on: 6th June 2024

Applying was very quick and simple, and it's really...

Applying was very quick and simple, and it's really easy to keep track of everything within the app Reviewed on: 6th June 2024

PayPal protected my refund.

PayPal protected me and my refund on goods that were never received. Reviewed on: 6th June 2024

Always good and no problems , when I’ve had to conta...

Always good and no problems , when I’ve had to contact them it’s been resolved quickly Reviewed on: 6th June 2024

PayPal credit is so easy to work with and works real...

PayPal credit is so easy to work with and works really well for my situation. It's simple and straightforward when buying expensive purchases. The repayment process is broken down well and 0% interest comes in really handy. Reviewed on: 6th June 2024

Instant credit easily accessible & easy to understand

Instant credit easily accessible & easy to understand Reviewed on: 6th June 2024

Great for taking eBay purchase over 4 months interes...

Great for taking eBay purchase over 4 months interest free when you need too without missing out on the auction. Reviewed on: 6th June 2024

Great services, always sorted out my issues.

Great services, always sorted out my issues. Reviewed on: 6th June 2024

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