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PayPal: PayPal Credit reviews

4.73
Based on 143,568 reviews, last reviewed 20th Jun 2026
4263450% increase in 5 star reviews
in the past 90 days
12250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like it I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026
Jaro's avatar
Jaro

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026
David P's avatar
David P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143568)

PayPal making life simple

5
Simple and easy to use when I need it Reviewed on: 6th June 2024

PayPal has been great - no bad experiences so far...

5
PayPal has been great - no bad experiences so far Reviewed on: 6th June 2024

PayPal makes purchases easier

5
PayPal makes purchases easier and more affordable, good that credit limits are kept low so no getting in to debt with massively high credit limits Reviewed on: 6th June 2024

Been great.

5
Been great. It’s easy to use and track payments in app Reviewed on: 6th June 2024

no complaints,

5
All good no complaints, there when we need it Reviewed on: 6th June 2024

well i have applied to credit as its always a good h...

4
well i have applied to credit as its always a good help to have acces to some backup money when you had an accident and are in recovery for the last 2 years without incomes , the fees are expensive monthly but it has helped me to buy food when i had absolutely no money on my account Reviewed on: 6th June 2024

Very good customer service,

5
Very good customer service, and very good offer from Paypal buy now pay later Reviewed on: 6th June 2024

M au ajutat mereu ca-n a fost vorba de fraude...

5
M au ajutat mereu ca-n a fost vorba de fraude Reviewed on: 6th June 2024

PayPal is a safe fast and easy

5
PayPal is a safe and fast transaction must have. Reviewed on: 6th June 2024

Always fast service, very pleased.

5
Always fast service, very pleased. Reviewed on: 6th June 2024

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