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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,592 reviews, last reviewed 20th Jun 2026
4264450% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best credit facility Fully automated. No hassles.. good customer suppoer. Fee revoked Reviewed on: 20th June 2026
VarunG's avatar
VarunG

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143592)

PayPal have always been great!

5
PayPal have always been great for me in terms of contact/customer support and easy use. Reviewed on: 6th June 2024
Leah H's avatar
Leah H

my PayPal

5
Using PayPal is very easy and intuitive, I have never had any problems with paying or purchasing thanks to PayPal credit and I use it a lot. Reviewed on: 6th June 2024
Natalia R's avatar
Natalia R

Fantastic Service

5
Fantastic. Been using for years and never had any issues. Reviewed on: 6th June 2024
Simon G's avatar
Simon G

I like using paypal credit, it’s helpful and accurate

5
I like using paypal credit, it’s helpful and accurate Reviewed on: 6th June 2024
Aseel Al Sudani's avatar
Aseel Al Sudani

Hassle free experience.

5
Hassle free experience. Would highly reccomend Reviewed on: 6th June 2024
Shane W's avatar
Shane W

PayPal Credit is a relief

5
Because of PayPal Credit I have been able to spread the cost of christmas and family events over a 4 month period; budgeting and paying it of has been such a breeze, its such a relief to have it as an option when making purchases Reviewed on: 6th June 2024
Daniel S's avatar
Daniel S

PayPal Credit - easy & simple.

5
PayPal Credit - easy & simple. Straightforward credit. Reviewed on: 6th June 2024
Tim's avatar
Tim

helpful patient advisers

5
Credit arrangements are a little complex but advisers are on hand and always helpful and patient explaining things Reviewed on: 6th June 2024
John S's avatar
John S

it's always been pretty easy and straightforward usi...

5
it's always been pretty easy and straightforward using PayPal credit. terms are usually pretty clear and easy to understand and if I have had to contact them they've always been pretty helpful. interest rates etc are usually pretty clear and easy to understand Reviewed on: 6th June 2024
chloe 's avatar
chloe

PAYPAL Credit has been extremely useful for me parti...

5
PAYPAL Credit has been extremely useful for me particularly recently in this cost of living crisis. Reviewed on: 6th June 2024
Lawrence C's avatar
Lawrence C

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