Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143601 reviews)

View other PayPal products

4.73

Based on 143,601 reviews, last reviewed 21st Jun 2026

4264900% increase in 5 star reviews

in the past 90 days

12300% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very accurate and fast, great service, very reliable... Very accurate and fast, great service, very reliable and secure fully recommend to all users that would like to be secure and fast with online payment... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (143601)

my PayPal

Using PayPal is very easy and intuitive, I have never had any problems with paying or purchasing thanks to PayPal credit and I use it a lot. Reviewed on: 6th June 2024

Fantastic Service

Fantastic. Been using for years and never had any issues. Reviewed on: 6th June 2024

I like using paypal credit, it’s helpful and accurate

I like using paypal credit, it’s helpful and accurate Reviewed on: 6th June 2024

Hassle free experience.

Hassle free experience. Would highly reccomend Reviewed on: 6th June 2024

PayPal Credit is a relief

Because of PayPal Credit I have been able to spread the cost of christmas and family events over a 4 month period; budgeting and paying it of has been such a breeze, its such a relief to have it as an option when making purchases Reviewed on: 6th June 2024

PayPal Credit - easy & simple.

PayPal Credit - easy & simple. Straightforward credit. Reviewed on: 6th June 2024

helpful patient advisers

Credit arrangements are a little complex but advisers are on hand and always helpful and patient explaining things Reviewed on: 6th June 2024

it's always been pretty easy and straightforward usi...

it's always been pretty easy and straightforward using PayPal credit. terms are usually pretty clear and easy to understand and if I have had to contact them they've always been pretty helpful. interest rates etc are usually pretty clear and easy to understand Reviewed on: 6th June 2024

PAYPAL Credit has been extremely useful for me parti...

PAYPAL Credit has been extremely useful for me particularly recently in this cost of living crisis. Reviewed on: 6th June 2024

It's easy and quick to use,gives you a little more t...

It's easy and quick to use,gives you a little more time to buy the things you want Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 74537 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub