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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148307 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148307)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best experience, good costumer service, reliable

Best experience, good costumer service, reliable Reviewed on: 11th June 2026

It’s easy to use, convenient and everything you want...

It’s easy to use, convenient and everything you want when using credit Reviewed on: 11th June 2026

Always the best and most reliable way to pay.

Always the best and most reliable way to pay. Reviewed on: 11th June 2026

Paypal offers versatility

I enjoy using services of Paypal as it offers protection of transactions a range of credit options Reviewed on: 11th June 2026

I have been using PayPal for a very long time and I...

I have been using PayPal for a very long time and I am very happy with it. Reviewed on: 11th June 2026

So easy to use

Very quick and easy to complete transaction Reviewed on: 11th June 2026

PayPal have helped me to achieve a lot with renovating.

PayPal have helped me to achieve a lot with renovating. They have easy to follow schemes to pay it back. I especially like the pay in 3, where I can manage the payments without added interest. Reviewed on: 11th June 2026

It’s brilliant can’t complain.

It’s brilliant can’t complain. PayPal is there when you need it. Reviewed on: 11th June 2026

Was very good for me is excellent to buy everything...

Was very good for me is excellent to buy everything Reviewed on: 11th June 2026

Very beneficial for financial support

Very beneficial for financial support and mental peace Reviewed on: 11th June 2026

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