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PayPal: PayPal Credit reviews

4.73
Based on 144,330 reviews, last reviewed 22nd Jun 2026
4298150% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good dispute resolution but communication could be i... Good dispute resolution but communication could be improved Reviewed on: 22nd June 2026
Gigi's avatar
Gigi

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144330)

The best service

5
Overall I have had a fantastic experience with Paypal credit. Reviewed on: 6th June 2024

100% trusted

5
I love paypal, it's the only one I trust & I love that I can have the flexibility of paypal credit. I definitely recommend it. If u need or want something & don't have the necessary finances available at the time, I can rely on PayPal credit to be there for me. Plus all transactions are safe & secure. Reviewed on: 6th June 2024

Excellent service.

5
Excellent service. Interest is reasonable. Reviewed on: 6th June 2024

PayPal credit

5
PayPal customer service goes above and beyond to help. Having the freedom of 4 months interest free period gives me the buy what ai want without the burden of credit card interest Reviewed on: 6th June 2024

Always helped when i needed it and easy to manage

5
Always helped when i needed it and easy to manage Reviewed on: 6th June 2024

I use PayPal a lot and its easy to use

4
I use PayPal a lot and its easy to use Reviewed on: 6th June 2024

Always reliable, been with paypal for years and wou...

5
Always reliable, been with paypal for years and would definitely use it for transactions when I where I can Reviewed on: 6th June 2024

Very happy

5
Great service and good value and very accessible Reviewed on: 6th June 2024

Eases the strain with little or no pain

5
Always a great idea either paying in 3 or monthly eases the strain with little of the pain Reviewed on: 6th June 2024

Easy to use.

5
Easy to use. Always a way to pay for items with security in mind. Reviewed on: 6th June 2024

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Help others make smarter decisions by sharing your own experience. Write a review