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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,463 reviews, last reviewed 22nd Jun 2026
4304150% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A convenient and safe way to pay for online items... A convenient and safe way to pay for online items Reviewed on: 22nd June 2026
Jody P's avatar
Jody P

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144463)

For peace of mind

5
I often use PayPal when buying and selling for peace of mind for myself and others Reviewed on: 6th June 2024
Napoleon 's avatar
Napoleon

PayPal has the best credit for buy and pay later

5
PayPal has been a very good system for myself and my family when we need to buy and pay later in tines of difficult and words cannot describe how appreciative I am Reviewed on: 6th June 2024
Owuraku 's avatar
Owuraku

Great customer service and easy to use!

5
Always great customer service and quick responses to any queries. They always keep you updated regarding changes etc. I have never experienced any issues with this service! Easy to use and very straight forward - especially in the app. Reviewed on: 6th June 2024
Olivia M's avatar
Olivia M

New tyres unexpectedly!

5
We needed to purchase new tyre’s unexpectedly. PayPal allowed us to do this, at 0% which was perfect. Reviewed on: 6th June 2024
E G's avatar
E G

Easy to use

5
If anytime I need help with dispute they sort it straight away Reviewed on: 6th June 2024
Sandy B's avatar
Sandy B

Seamless!

5
I’ve been using PayPal Credit for several months now, and it has truly transformed my online shopping experience. The application process was quick and straightforward, and I was approved within minutes. One of the standout features is the flexibility PayPal Credit offers. The ability to pay for purchases over time without interest (if paid in full within six months) has been incredibly helpful. This has allowed me to make larger purchases without the immediate financial burden. The integration with my PayPal account is seamless. At checkout, it’s easy to choose PayPal Credit as the payment option, making the whole process smooth and hassle-free. Additionally, the account management tools on the PayPal website are user-friendly, allowing me to track my spending and payments with ease. Customer service has also been excellent. Any time I’ve had questions, I’ve been able to quickly reach a representative who provided clear and helpful answers. Overall, PayPal Credit has provided me with the financial flexibility and convenience that enhances my shopping experience. I highly recommend it to anyone looking for a reliable and user-friendly credit option for their online purchases. Reviewed on: 6th June 2024
Leyland's avatar
Leyland

Hassle free and efficient.

5
We were able to borrow some money on PayPal Credit for our holiday and it was easy to pay off through their online app. Hassle free and efficient. Reviewed on: 6th June 2024
Olivia 's avatar
Olivia

I have been using PayPal credit for couple of months...

5
I have been using PayPal credit for couple of months now and I really enjoyed it especially when I want to buy stuff which I really like don’t have to pay immediately from my card but will pay by instalments,thanks again for making it easy for me. Reviewed on: 6th June 2024
Jacques K's avatar
Jacques K

Smooth, easy to use, convenient with a friendly inte...

5
Smooth, easy to use, convenient with a friendly interface. Can choose to pay in 3 steps interest free or monthly - whatever suites you better. Reviewed on: 6th June 2024
Cristian's avatar
Cristian

Always use PayPal because it’s SAFE

5
Always use PayPal because it’s SAFE Reviewed on: 6th June 2024
Carl B's avatar
Carl B

Review PayPal: PayPal Credit now

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