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PayPal: PayPal Credit reviews

4.73
Based on 144,545 reviews, last reviewed 22nd Jun 2026
4308000% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments with good opportunities for interest f... Easy payments with good opportunities for interest free over a period of time or payment plans that are affordable for those more expensive purchases Reviewed on: 22nd June 2026
Rachel w's avatar
Rachel w

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144545)

PayPal makes buying things easier and safer!

5
PayPal makes buying things easier and safer! 100% would recommend! Reviewed on: 6th June 2024

They have always been the most helpful and easy to use.

5
They have always been the most helpful and easy to use. The app is great and the credit serive is also easy to use and has improved my credit rating. Reviewed on: 6th June 2024

Iv been with paypal for a few years and if iv ever h...

5
Iv been with paypal for a few years and if iv ever had to ring them they have been very helpful i like the pay in 3 as it helps with finances and with the cost of living its a real help Reviewed on: 6th June 2024

Wen you need to buy something, PayPal is there

5
Wen you need to buy something, PayPal is there Reviewed on: 6th June 2024

I have found PayPal great

4
I have found PayPal great however queries take long to process and get back to me however overall would recommend to family and friends. Reviewed on: 6th June 2024

One of the most trustworthy place

5
One of the most trustworthy place Reviewed on: 6th June 2024

Easy to use, reliable app and reminds you when payme...

5
Easy to use, reliable app and reminds you when payments are due. Reviewed on: 6th June 2024

Excellent service, Saves me when am in need

5
Excellent service, Saves me when am in need Reviewed on: 6th June 2024

An Excellent service.

5
An Excellent service. Always feel protected Reviewed on: 6th June 2024

Love express money transfers.

5
Love express money transfers. Even internationally. But customer service could be more attentive and more understanding. Reviewed on: 6th June 2024

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