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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144616)

There when you need it.

4
There when you need it. Great offers Reviewed on: 6th June 2024

Easy to pay safe and secure always used to pay piece...

5
Easy to pay safe and secure always used to pay piece of mind Reviewed on: 6th June 2024

Love using PayPal - really useful and safe and secur...

5
Love using PayPal - really useful and safe and secure and credit is good too. Customer service are nice and I like the detail the app gives me. Reviewed on: 6th June 2024

Very easy to use apps and provides lots of details.

5
Very easy to use apps and provides lots of details. Reviewed on: 6th June 2024

Paypal fan

5
I use PayPal for everything it's so easy Reviewed on: 6th June 2024

Online shopping

5
Very good for making payment online Reviewed on: 6th June 2024

Easy to manage my spending.

5
I use the credit and spread my spending across 4 months to avoid interest charges. Most places online take PayPal and I often choose a different provider if they don’t. Reviewed on: 6th June 2024

I find PayPal really easy to use.

5
I find PayPal really easy to use. PayPal credit is an added bonus for short term low price purchases Reviewed on: 6th June 2024

Very easy to use and the app is user friendly

5
Very easy to use and the app is user friendly Reviewed on: 6th June 2024

Been on PayPal creadit for a couple of years with no...

5
Been on PayPal creadit for a couple of years with no issues and I been able grow my collection because of PayPal creadit Reviewed on: 6th June 2024

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