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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144664)

Paypal has been amazing, allowed me to buy things th...

5
Paypal has been amazing, allowed me to buy things that I need and gives a good amount of time to be able to pay it back Reviewed on: 6th June 2024

Excellent service.

5
Excellent service. Keep going.. A round of applause.. Reviewed on: 6th June 2024

Flexible and transparent

5
Iv used PayPal credit for a few years now for different purchases and I love the flexibility it affords me, and the ability to access it at any time. Reviewed on: 6th June 2024

more safety to do transaction online

5
more safety to do transaction online Reviewed on: 6th June 2024

Easy way

5
Easy way to pay for the goods I buy online Reviewed on: 6th June 2024

Excellent service.

5
Excellent service.Intuitive user friendly. Reviewed on: 6th June 2024

Straight forward

5
Very good and easy to use . Like it should be . Straight forward Reviewed on: 6th June 2024

New experience.

5
I recently purchased a new phone, with PayPal Credit. What tempted me to apply, was the 0% interest, for four months. I haven't had any problems, regarding this purchase, but in the past, although, not with PayPal Credit. There's always the possibility of not receiving, what you've paid for, but PayPal, there's some protection, so you're not out of pocket. I've been very happy with PayPal Credit, and will use it again. Reviewed on: 6th June 2024

I like it i recomnded to all my friend

5
I like it i recomnded to all my friend good Reviewed on: 6th June 2024

Excellent service

5
Excellent service Reviewed on: 6th June 2024

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