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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732490122286460637 (144689 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144689)

Never had a problem with any aspect of PayPal from p...

Never had a problem with any aspect of PayPal from paying to receiving and even getting refunds brilliant service throughout thank you Reviewed on: 6th June 2024

Easy to set up and use.

Easy to set up and use, this is my go to for small amounts of credit when needed and offered from numerous suppliers. Reviewed on: 6th June 2024

Customer service could be better.

Customer service could be better. The app needs work Reviewed on: 6th June 2024

All Good

Never any issues and great updates. Reviewed on: 6th June 2024

Great to use and easy.

Great to use and easy. Application is easy and they keep track on your spending so you don't go above the affordability Reviewed on: 6th June 2024

Interest high but easy to use

The interest rates are high but everything is easy to use Reviewed on: 6th June 2024

Very easy to use and it is incredibly handy to have...

Very easy to use and it is incredibly handy to have access to. Reviewed on: 6th June 2024

I love it!

I love it! It’s been so helpful with helping me fill out my room and not having to worry about bank loans or stress. Thank you PayPal! I’ve been using PayPal credit for a year now and I’ve never had any issues Reviewed on: 6th June 2024

There is limit increase of PayPal credit for more th...

There is limit increase of PayPal credit for more than 2 years Reviewed on: 6th June 2024

All good no issues with using this service.

All good no issues with using this service. Offers bread options. Easy to manage Reviewed on: 6th June 2024

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