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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483844234742530 (144701 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144701)

Very easy to use and great payment options

It is so easy to see your balances and make payments, and I love the option to split payments over 3 or 4 months interest free. This allows me to budget for larger and unexpected purchases without incurring fees. Thank you PayPal! Reviewed on: 6th June 2024

Reliable and Convenient Financial Services.

I appreciate the Pay in 3 plan and PayPal Credit. Whenever I need assistance, I always receive it, and overall, I find the services very useful and reliable. Additionally, I use PayPal to send money to friends and family, which is a significant benefit. Reviewed on: 6th June 2024

Its really good help me on alot of places

Its really good help me on alot of places Reviewed on: 6th June 2024

PayPal for everything

I use PayPal everyday,in evergywhere Reviewed on: 6th June 2024

Easy to use

The app is easy to use and managing what payments are due is easy Reviewed on: 6th June 2024

Used PayPal for many years ,can’t fault it .

Used PayPal for many years ,can’t fault it .if a website uses it ,I shop with confidence Reviewed on: 6th June 2024

My experience thus far has been nothing but positive.

My experience thus far has been nothing but positive. The application is easy to use, and helps with managing my account. Reviewed on: 6th June 2024

No issue best service.

No issue best service. Always have an offer all the time Reviewed on: 6th June 2024

Absolutely love it highly recommend it

Absolutely love it highly recommend it Reviewed on: 6th June 2024

The opportunity to use either pay in 3 or pay later...

The opportunity to use either pay in 3 or pay later is great. Like any credit type system, be careful and ensure that payments are made on time. If used sensibly, it will help you. Reviewed on: 6th June 2024

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