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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144715)

Excellent experience, very quick

5
Excellent experience, very quick Reviewed on: 6th June 2024

Helpful and stress free can you use in many places...

5
Helpful and stress free can you use in many places Reviewed on: 6th June 2024

Good experience.

3
Good experience. Would be better if you could remind people via notifications about monthly repayments. Reviewed on: 6th June 2024

Easy payments

5
Works easier for higher purchases being part of pay pal quicker purchase Reviewed on: 6th June 2024

Great experience.

5
Great experience. smooth transactions Reviewed on: 6th June 2024

No problem

5
Never had any problems with any issue raised. Reviewed on: 6th June 2024

Always easy and simple to use.

5
Always easy and simple to use. And goes through quickly Reviewed on: 6th June 2024

Nothing but good things to say!!

5
Used PayPal credit numerous times for larger purchases and I couldn’t be happier as it has allowed me to get the products I want, at a repayment plan that is suitable for me! Since it is so widely supported at the majority of retailer checkout points online this just couldn’t be better (except with a 6 month IFC option) Reviewed on: 6th June 2024

I couldn’t have asked for a better credit card.

5
I couldn’t have asked for a better credit card. I can pay for my items in 3 instalment without paying interest Reviewed on: 6th June 2024

Excellent service provider.

5
Excellent service provider. They are noted for superlative and world class delivery. Reviewed on: 6th June 2024

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