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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144721)

I am happy with the service and this is the reason w...

4
I am happy with the service and this is the reason why I keep coming back Reviewed on: 6th June 2024

Anytime I’ve needed help or assistance the communica...

5
Anytime I’ve needed help or assistance the communication has been top tier and nearly unbeatable Reviewed on: 6th June 2024

Excellent service a piece of mind

5
Excellent service a piece of mind Reviewed on: 6th June 2024

PayPal making life simple

5
Simple and easy to use when I need it Reviewed on: 6th June 2024

PayPal has been great - no bad experiences so far...

5
PayPal has been great - no bad experiences so far Reviewed on: 6th June 2024

PayPal makes purchases easier

5
PayPal makes purchases easier and more affordable, good that credit limits are kept low so no getting in to debt with massively high credit limits Reviewed on: 6th June 2024

Been great.

5
Been great. It’s easy to use and track payments in app Reviewed on: 6th June 2024

no complaints,

5
All good no complaints, there when we need it Reviewed on: 6th June 2024

well i have applied to credit as its always a good h...

4
well i have applied to credit as its always a good help to have acces to some backup money when you had an accident and are in recovery for the last 2 years without incomes , the fees are expensive monthly but it has helped me to buy food when i had absolutely no money on my account Reviewed on: 6th June 2024

Very good customer service,

5
Very good customer service, and very good offer from Paypal buy now pay later Reviewed on: 6th June 2024

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