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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144728)

Easy to use.

5
Easy to use...and stress free. Love pay in 3 many options Reviewed on: 6th June 2024

Never had any problems with PayPal credit.

5
Never had any problems with PayPal credit. It’s a good way to help you get that little extra if you’re short before payday. Reviewed on: 6th June 2024

Great, very very helpful and always there to chat

5
Great, very very helpful and always there to chat Reviewed on: 6th June 2024

Gently gently approach to credit.

5
Gently gently approach to credit. Simple steps, simple processes.. well done PayPal I’ve love being part of your family over the last couple of years Reviewed on: 6th June 2024

I like PayPal credit as you have 4months interest f...

5
I like PayPal credit as you have 4months interest free payments and its really easy to use no messing and rally easy to use Reviewed on: 6th June 2024

Handy and convenient , easy way to pay and manage.

5
Handy and convenient , easy way to pay and manage. Reviewed on: 6th June 2024

PayPal have always been great!

5
PayPal have always been great for me in terms of contact/customer support and easy use. Reviewed on: 6th June 2024

my PayPal

5
Using PayPal is very easy and intuitive, I have never had any problems with paying or purchasing thanks to PayPal credit and I use it a lot. Reviewed on: 6th June 2024

Fantastic Service

5
Fantastic. Been using for years and never had any issues. Reviewed on: 6th June 2024

I like using paypal credit, it’s helpful and accurate

5
I like using paypal credit, it’s helpful and accurate Reviewed on: 6th June 2024

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