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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732472230775388601 (144735 reviews)

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4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144735)

I have been with PayPal for over 5 years and never h...

I have been with PayPal for over 5 years and never had a problem I fink it's a safe as a bank account Reviewed on: 6th June 2024

PayPal credit feedback and why is so good

Using PayPal credit for 4 years and this opportunity give me possibility to buy products and pay monthly. I can pay more or minimum payment depends of my current circumstances . Happy with this product. Reviewed on: 6th June 2024

Very easy to use and understand I have used a few ti...

Very easy to use and understand I have used a few time now and have told a few friends about it to Reviewed on: 6th June 2024

Paypal first payment choice!

The first thing I look for during any online purchase is the PayPal facility! Reviewed on: 6th June 2024

Top service

Used for a long time and never let's you down Reviewed on: 6th June 2024

I am with PayPal for many years and they have never...

I am with PayPal for many years and they have never let me dawn once. Reviewed on: 6th June 2024

I’m really happy to use PayPal they are always there...

I’m really happy to use PayPal they are always there to help Reviewed on: 6th June 2024

Very good service, excellent features.

Very good service. Credit and pay in 3 options makes it very easy to stay on top of, and manage finance. I rarely use my credit card now as I prefer using PayPal. Reviewed on: 6th June 2024

Ive been using paypal for more than a decade now.

Ive been using paypal for more than a decade now. Its a very helpful platform to use for paying a lot of stuffs. Reviewed on: 6th June 2024

Outstanding

Very helpful and I can spread the cost Reviewed on: 6th June 2024

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