Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732484166636310568 (144739 reviews)

View other PayPal products

4.73

Based on 144,732 reviews, last reviewed 22nd Jun 2026

4316400% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very smooth experience in all Very smooth experience in all. Quick decision. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144740)

I would like bigger credit limit

I would like bigger credit limit Reviewed on: 6th June 2024

Great way of credit and excellent customer service

Great way of credit and excellent customer service Reviewed on: 6th June 2024

Always my go to option to affordable spread payments...

Always my go to option to affordable spread payments for larger purchases. Reviewed on: 6th June 2024

Easy to keep track

Easy to keep track and easy to mange pay off the amount you want to Reviewed on: 6th June 2024

Excellent platform to spread the cost

Excellent platform to spread the cost Reviewed on: 6th June 2024

Security.

I feel safe and secure using PayPal as payment for my purchases. Convenient and very easy to use. Any problems or queries are resolved quickly and efficiently. Reviewed on: 6th June 2024

PayPal Credit is honestly a live saver!

PayPal Credit is honestly a live saver! Whenever I was short of money and needed something, PayPal Credit was always there for me when I needed it most. Reviewed on: 6th June 2024

Very good and safety for any dodgy sites

Very good and safety for any dodgy sites Reviewed on: 6th June 2024

A really useful way of paying for almost everything.!

I find paypal very useful as they offer various payment options and is an accepted method of payment almost everywhere, and even in some high street stores which is a great idea. I have always found them quick to resolve any issues, and my online account is very easy to manage and is updated quickly to show current spend/balances. Reviewed on: 6th June 2024

Prompt customer service, great app and good credit o...

Prompt customer service, great app and good credit options Reviewed on: 6th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75454 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub