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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144786)

Excellent

5
Excellent very easy to use. Always use it first Reviewed on: 7th June 2024

Paypal has been handy for most of my transactions an...

5
Paypal has been handy for most of my transactions and it's easy to use. Reviewed on: 7th June 2024

I have brought a few things with Pay Pal & everythin...

5
I have brought a few things with Pay Pal & everything is fine l feel very secure with paypaj Reviewed on: 6th June 2024

Easy account management

5
It’s easy to manage my account and I like that I can make extra payments when I have the money there to do it. I would prefer if payments made were processed quicker though. Reviewed on: 6th June 2024

Had a perfect time using the website

5
Had a perfect time using the website Reviewed on: 6th June 2024

interest free period

5
It’s great that I can spread my payments over 4 months with no interest to pay Reviewed on: 6th June 2024

PayPal easy and efficient

5
PayPal seems a secure way to safely buy amd manage goods across many different areas. Shopping in store amd online. Personally it's all I use. Reviewed on: 6th June 2024

Registrated with PP since 2007 using most for eBay a...

4
Registrated with PP since 2007 using most for eBay and few payments then PP credit recently that works great Reviewed on: 6th June 2024

It’s been smooth sailing.

5
It’s been smooth sailing. I haven’t had any issues Reviewed on: 6th June 2024

PayPal is easy and safe to use for all your shopping...

5
PayPal is easy and safe to use for all your shopping needs. They keep you notified on a regular basis with all your account activities. I highly recommend PayPal as I enjoy my experience with them. Reviewed on: 6th June 2024

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