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PayPal: PayPal Credit reviews

4.73
Based on 144,784 reviews, last reviewed 23rd Jun 2026
4318750% increase in 5 star reviews
in the past 90 days
12450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026
Penelope H's avatar
Penelope H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144792)

Excellent product

4
PayPal offers a great product with flexible payment options and customer support for any issues in payments. Reviewed on: 7th June 2024

Great option for short term borrowing and easy to ma...

5
Great option for short term borrowing and easy to manage Reviewed on: 7th June 2024

The currency rates are bad, with other apps you can...

5
The currency rates are bad, with other apps you can get much better rates. Reviewed on: 7th June 2024

Provides excellent financial support when needed.

5
Provides excellent financial support when needed. Reviewed on: 7th June 2024

PayPal on Curve is amazing.

5
PayPal on Curve is amazing. Gives so much flexibility to spending. I would highly recommend to family and friends. Reviewed on: 7th June 2024

Easy to use and 3 months interest free

4
Easy to use and 3 months interest free Reviewed on: 7th June 2024

fast, reliable and super convenient

5
fast, reliable and super convenient Reviewed on: 7th June 2024

Excellent very happy with the service

5
Excellent very happy with the service Reviewed on: 7th June 2024

Excellent service

5
Excellent experience, they are happy to help when contacting them and will sort out things quickly. Reviewed on: 7th June 2024

Paypal credit is the best option out there

5
Paypal credit is a wonderful experience, payments are fast and secure! No hassle and very little interest, if any at times! Reviewed on: 7th June 2024

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