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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144793 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144793)

Very good service I m happy to use this bank...

Very good service I m happy to use this bank Reviewed on: 7th June 2024

Hassle-free and Helpful

I would recommend PayPal Credit as it has been very useful for me for various purchases over the past couple of years. It was easy to set up and I've never had any problems. Reviewed on: 7th June 2024

I like PayPal they always help me if I got problems...

I like PayPal they always help me if I got problems in my purchase. Reviewed on: 7th June 2024

Paypal have always helped me.

Paypal have always helped me deal with a problem and have always been polite! From scams to fraudulent chargebacks, they have been extremely helpful. I do i do with thier online dispute process on mobile was a bit easier to navigate though as it seems to mess up sometimes and not load disputes. Reviewed on: 7th June 2024

Quick and efficient, very easy to use and is extreme...

Quick and efficient, very easy to use and is extremely reliable Reviewed on: 7th June 2024

Paypal credit is excellent.

Paypal credit is excellent. It helps to spread payments. The interest free option is great. Very convenient service and easy to apply. More and more mainstream sellers are accepting paypal credit. Goods can be delivered to an address of your choice whilst keeping the same billing address when using PayPal. No need to keep typing your address. Saves time and interest free is just amazing. Reviewed on: 7th June 2024

Easy to use & saves the day!

Easy to use & very handy when needed for larger purchases. Also exceptional for helping your credit score! And when something comes up as an emergency & you must purchase a replacement, then PayPal Credit saves the day! Reviewed on: 7th June 2024

Paypal Credit

They have excellent credit services Reviewed on: 7th June 2024

I am grateful for PayPal Credit.

I am grateful for PayPal Credit. I never use credit facilities due to the outrageous interest rates, however the control of using PayPal Credit has helped to market my business without worry while I pay back in bit. I will encourage anyone using to ensure your payment due is 0.00 at all times and you will be good. Reviewed on: 7th June 2024

Always comes in handy and gives enough time to pay o...

Always comes in handy and gives enough time to pay off with no interest charge Reviewed on: 7th June 2024

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