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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144796 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144796)

Recommend Paypal Credit

Very very good. Paypal pay in 3 is literally amazing use it way too much its my favourite ever. Recently started using paypal credit and it is super helpful in paying later but also being able to get my credit score up. Also having 0 percent interest rate for up to 4 months is lovely Reviewed on: 7th June 2024

I feel safe when I'm making a purchase with PayPal c...

I feel safe when I'm making a purchase with PayPal credit. I have options of how I pay. Everything is clear regarding interest charged Reviewed on: 7th June 2024

Very easy to use and simple to get in contact and re...

Very easy to use and simple to get in contact and resolve any query Reviewed on: 7th June 2024

Better than any credit card for convenience, buyer p...

Better than any credit card for convenience, buyer protection, ease of use, and simple repayments using a variety of methods, i.e. direct debit or via debit card. Reviewed on: 7th June 2024

Experience with PayPal Credit

Love the appreciation and the acceptance with PayPal Vredit, especially their offers they provide to help out people, especially when current living standards aren’t the best! Reviewed on: 7th June 2024

good quick quality secure at quick time

good quick quality secure at quick time Reviewed on: 7th June 2024

PerfectEasy to with no issues.

Easy to with no issues. Excellent service 5* Reviewed on: 7th June 2024

Payment nice and affordable to pay each month

Payment nice and affordable to pay each month Reviewed on: 7th June 2024

Easy to use and safe and also secure way of paying f...

Easy to use and safe and also secure way of paying for transactions Reviewed on: 7th June 2024

PAYLPAL IS A FUTURE

Been over 17yrs and always perfect Reviewed on: 7th June 2024

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