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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144317 reviews)

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4.73

Based on 144,317 reviews, last reviewed 22nd Jun 2026

4297500% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144317)

Safe, quick, easy

Always easy to use, and set up. I know my money is safe and transactions are quick. Reviewed on: 6th June 2024

Best decision ever

When I’m run out of money PayPal saves me in difficult times. Reviewed on: 6th June 2024

PayPal Credit is very handy

I have used PayPal credit several times just to ease out the payments and it worked out great. Reviewed on: 6th June 2024

Really helps with managing my money and the interest...

Really helps with managing my money and the interest free for 4 months makes it even better Reviewed on: 6th June 2024

Very easy to use and helps you get the things...

Very easy to use and helps you get the things you want Reviewed on: 6th June 2024

SAFE MONEY PAYMENTS

I have always preferred PayPal for payment for things bought online and I love the 3x payments which makes it easier to spread the cosy Reviewed on: 6th June 2024

Great service, easy to use

Great service, easy to use and easy to keep on top of accounts Reviewed on: 6th June 2024

Paypal is so easy to use and had no problems...

Paypal is so easy to use and had no problems at all Reviewed on: 6th June 2024

It's there when I need it credit limit could be incr...

It's there when I need it credit limit could be increased but overall a good backup to my regular PayPal Account Reviewed on: 6th June 2024

Any interactions I've had with PayPal have been posi...

Any interactions I've had with PayPal have been positive. Any problems I've had they have resolved them Reviewed on: 6th June 2024

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